• Features
  
  • Ideal for low volume transaction accounts
    
  • Pays interest every month at rates above savings
    
  • No per check fees **
    
  • Free Online Banking with Bill Pay
    
  • Free 24-hour access to Telephone Banking

• Monthly Service Charge
  
  • $10 monthly service charge *
    
  • $10 for excess debit transaction fee**

• Minimum Balance Requirement
  
  • Minimum $1,000 balance to open
    
  • Minimum $5,000 daily balance to waive monthly charges *
    
  • Minimum $10,000 average daily balance to waive monthly charges *

* For more rate information, please refer your questions to your branch
   representatives

**Transfers to another account or to third parties by preauthorized, automatic,
   telephone, or electronic transfer transfers are limited to six per month with no
   more than three by check, debit card, or similar order to third parties