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A low-cost personal account for consumers who have limited transaction needs |
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Features & Benefits |
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Unlimited check writing, deposit and withdrawal privileges
Free online banking with Bill Pay
Free access to online statement with check images
Free 24-hour access to telephone banking
Easy access to information on account balances via free mobile banking service
Free ATM/Debit Card*
- $500.00 ATM withdrawal limit per day
- $500.00 Point-of-Sale (POS) limit per day
Access to 16,500+ surcharge free ATMs through Intercept and Moneypass network
E-statements and check images
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Balance Requirement to Open |
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$100.00 minimum opening deposit
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Balance Requirement to Waive Service Charges |
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There is no minimum balance requirement |
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Service Charges |
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$0.50 for each electronic check and similar debit transaction
Modern Checking will be automatically converted to Regular Personal Checking account when there is no activity for twelve (12) consecutive months.
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*There is an early close penalty amount of $50.00 assessed if the account is closed within the first 90 days of account opening
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