(With flexibility in rates, terms and purposes, Saehan Commercial Loan has been designed to service a broad spectrum of businesses.)

BUSINESS TERM LOAN
Saehan Business Loan provides long-term financing for business expansion, fixed asset purchases and refinancing of existing debts.

• Term: Up to 7 years or 5 year due with 10 year amortization
• Interest rate: Variable and based on prime rate

BUSINESS LINE OF CREDIT
Saehan Business Line of Credit is recommended for working capital and cash flow management for ongoing operational expenses, seasonal purchase and business equipment.

• Term: 12 months and revolving annually
• Interest Rate: Variable and based on prime rate

COMMERCIAL REAL ESTATE LOAN
Saehan Bank’s Commercial Real Estate Loan Program assists you to purchase or refinance commercial real properties either for investment or owner-occupied.

• Term: Up to 10 year due/25 year amortization for 1st Deed of Trust, or
• Up to 5 year due/10 year amortization for 2nd Deed of Trust
• Interest Rate: Variable and based on prime rate

EQUIPMENT LOAN
Saehan Bank’s Equipment Loan Program provides financing up to 80% of the Equipment cost.

PROFESSIONAL TERM LOAN AND LINE OF CREDIT
Professional Loans are available for self-employed medical, legal, and financial professionals for business purposes (such as working capital, equipment purchase, leasehold improvements, expansion and building acquisition, etc).

CONSTRUCTION LOAN
Construction loans are available for approved construction projects.

SWING LOAN
Swing loans are available for property being sold when funds are needed before escrow closes to purchase a home or real estate.

SMALL BUSINESS LOAN
Super/SBA Express loans offers loan amount up to $150,000. document requirements have been minimized to meet small business needs.