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CERTIFICATE OF DEPOSIT Features Fixed interest rate and fixed term Higher yield Convenient term from 7 days and more Interest can be paid at maturity Renew automatically upon customer's request Additional deposits are allowed during 10 days renewal grace period Service Charges Early termination fees may apply* Penalty on interest accrued prior to termination may apply* Minimum Balance Requirement Minimum $1,000 to open * For more information about fees and penalty, please refer your questions to your branch representatives

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