Saehan Bank offers personal loans with flexibility and competitive rates.  Signature loans can be requested as a line of credit, or as a term loan.  Saehan Bank also offers both secured loans as well as unsecured loans for personal use.

Signature Line of Credit:
The signature line of credit is available to credit worthy customers for personal use.  Use the line of credit to consolidate debts, investment, or any kind of personal or family matters.

• Maximum Loan Amount: $500,000 (Unsecured)
• Maximum Loan Amount: $1,000,000 (Secured)
• Minimum Loan Amount: $25,001
• Term: 1 year
• Loan Fee: Up to 2.0%
• Rate: Based on the Prime Rate.
• Available to credit worthy borrowers employed in the same position for at least 2 years, or same line of business for 5 years.

Signature Term Loan:
The signature term loan is also available for those who would like to the stability of a fixed monthly payment.  Use the term loan for that major purchase or to plan for the future.

• Maximum Loan Amount: $500,000 (Unsecured)
• Maximum Loan Amount: $1,000,000 (Secured)
• Minimum Loan Amount: $25,001
• Term: Up to 7 years fully amortized (Unsecured)
• Term: 5 years due with 15 year amortization (Secured)
• Loan Fee: Up to 2.0%
• Interest Rate: Based on the Prime Rate.
• Available to credit worthy borrowers employed in the same position for at least 2 years, or same line of business for 5 years.

Secured Personal Loan:
The Secured Personal Loan is available based on the following conditions and is secured with the following collateral:

• Time Certificate of Deposit
• Savings Account
• Publicly Traded Securities
• Term: Up to 5 years or maturity of deposit accounts, whichever is shorter (Term Loans)
• Revolving for 1 year (Line of Credit)