| PERSONAL BANKING |
 |
|
|
| REGULAR CHECKING |
|
|
(Personal demand deposit account accessed by check or debit card)
Option 1
- Unlimited check writing with no per check charges
- Personalized and distinctive checks
- Bank by mail - Greater convenience with less trip to the bank
- Automatic transfers from checking to other accounts
Option 2
- No required minimum balance
- Recommendable for the low volume of debit transaction account with low balance maintenance
Option 3
- No required minimum balance
- Flat Monthly service charge up to 40 debits
- Recommendable for the high volume of debit transaction accounts with low balance maintenance
| |
Option 1 |
Option 2 |
Option 3 |
| Minimum balance to open |
$100 |
$100 |
$100 |
| Minimum daily balance or Average daily balance To waive monthly Service charge and debit fee |
$500 or
$1000 |
None |
None |
| Monthly service charge |
$7 |
None |
$8 up to 40 debits |
| Fees per debit |
$0.25 |
$0.50 |
$0.25 exeeding 40 debits |
| Interest |
No |
No |
No |
| Statement cycle |
Every 15th |
Every 15th |
Every 15th |
Telephone Banking
(213) 383-8200 |
Yes |
Yes |
Yes |
| |
|
