Privacy Policy Notice

Our Privacy Commitment to You

Protecting your privacy is important to Saehan Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Saehan Bank employees for collection, use, retention, and security of nonpublic personal information.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

What Information We Collect

We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as a consumer credit reporting agency.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What Information We Disclose

We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to a consumer credit reporting agency. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

Information about Former Customers

We do not disclose information about former customers, except as permitted by law.

Identity Theft

Identity theft is serious and growing problem many people face today. If someone has fraudulently used your identification to establish credit, report the incident as quickly as possible to each of the credit reporting agencies and ask that a fraud alert be placed in your file. You may also check to see if any additional credit accounts have been opened without your consent or whether unauthorized charges were billed to your account. Contact these credit bureau listed below to obtain a copy of credit report or to place a fraud alert.

Please note that this contact information is being provided as a service to you. Saehan Bank is not affiliated with any of these credit bureau agencies and services, and cannot guarantee their effectiveness.

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